Come a cropper

I'm not known for following trends to the letter; in fact I tend to just wear either whatever takes my fancy that morning or what, in desperation, I fling on in a hurry just to wear something . Having settled on an outfit that was congenially referred to as being 'dressed as a salmon' I was all set to leave the house when Chris pointed out that the skirt was see through (and being an ill-prepared young lady I do not have a petticoat to wear underneath). My second choice skirt was this trusty monochrome polka dot one which has grown on me no end since I took a charity shop punt on it some time back. Who even says 'young lady'? It's a strange phrase, mostly used on me...