Dear Frannie Friday--Budgeting

My first suggestion for a Dear Frannie question came from a very dear reader indeed. Since reading my post on some changes to expect on the blog and talking about how I was going to budget for a new camera, she asked me to discuss budgeting. I should preface this post by disclosing that I am by no means a budgeting expert. In fact, I am only a budgeting beginner. But I have learned a few tricks that I hope will help you to reach some goals that you may have. Tip #1: Get organized. Patrick is excellent at budgeting. The first thing we did was make a spreadsheet of every bill we had and how much each bill was. For those that varied, we found...