Buying Better

I’d describe myself as quite money-savvy. I don’t like to waste my cash - I work hard for it and my purchases have to work hard for me or I end up begrudging them. My credit card is there for emergencies and those occasions where Section 75 protection is useful and I pay it off in full asap. My savings accounts (yes, plural) are in a healthy state and I put money aside every month for car stuff, presents and holidays as well as in my general savings. I’ve finally got round to joining the pension scheme at work too. Gulp. I’m definitely getting old, aren’t I? I’ve even gone off Primark. Not that I was ever a massive splurger in there anyway but uck, I’m so...